Intellectual Capital Financing

The most valuable asset of any corporation is its Intellectual Capital (IC). 

Unfortunately, no banks, the US Small Business Administration (SBA), or other institutions in the United States will allow IC as collateral for loans.

Fortunately, that is not the case in Europe and other places around the world.

IC, properly defined, includes not only deeded intellectual property (patents, trademarks, and copyrights), but also includes all the other intellectual assets the corporation owns. IC truly includes the knowledge in the brains of all, but especially its key employees, the processes and procedures that allow the corporation to function profitably, the relationships the corporation built and now enjoys with its suppliers and customers, etc. IC, properly defined, includes all of this.

TAEUS and its subsidiary companies worldwide help corporations use their IC as collateral for loans through their relationships with European financing sources. For example, TAEUS is helping a US customer source a €125 million loan for its corporation to build new factories in new, different countries. A specific European skin care company wants to expand its business to, and in, the United States and beyond, and has sought TAEUS help to finance its expansion.

With TAEUS, both of these companies are able to add dollar figures next to the value of each company’s IC.  Relationships with vendors and customers, the knowledge in the heads of the key employees and vendors, the value of its IC that could be licensed outside the company, etc., and present these IC assets in a way that is compliant with Financial Accounting Standards Board statements 141 and 142, with which the Generally Accepted Accounting Principles (GAAP) in the United States comply, and International Accounting Standards 38. These analyses enable our clients to grow.

Call your local TAEUS office to see how we might be able to help you!